Digital Thrift is an innovation to the traditional contribution or thrift [esusu, ajo,azoho etc]. These include the Long Term Thrift (LTT), Matrix Thrift (MT) and Non-Matrix Thrift (NMT).
The Matrix Thrift is fixed at N4000 per pack [MT-Pack]. You may order multiple packs but not more than 2 per day. Each MT pack carries 365 days maturity and 125% (N5000) guarantee. However, the system may cycle your pack before maturity and be rewarded with 150% (N6000).
The Non-Matrix Thrift (NMT) operates slightly different from the traditional thrift and pays 100% of your contribution plus added value instead of of charges. Details coming soon!